| bilabial | labio-dental | dental | alveolar | retroflex | palatal | velar | glottal | |
| stop | pʰ, b | t̪ʰ, d̪ | ʈʰ, ɖ | cʰ, ɟ | kʰ, g | |||
| tap | ɾ | |||||||
| fricative | f, v | z̪ | s | ʂ | h | |||
| nasal | m | n | ɲ | |||||
| approximant | j | |||||||
| lateral approximant | l | ɭ |
| bilabial | dental | retroflex | velar | |
| stop | ⁿb | ⁿd̪ | ⁿɖ | ⁿg |
| front | central | back | |
| close | i | u | |
| close-mid | e | o | |
| open | ä |
| front | central | back | |
| close | iː | uː | |
| close-mid | eː | oː | |
| near-open | æː | ||
| open | äː |
/äu̯/
∅
ŋ, s, ʔ, f, l
(C)V(C)
Source: Cain, Bruce Dwayne. 2000. Dhivehi (Maldivian): a synchronic and diachronic study. Cornell University
Comments: Some other unstable phonemes might enter through Arabic borrowings.
Contributed by: André Nikulin (andre.n.guzman@gmail.com)